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rely on pricing information appearing in their statements or online with respect to ARS. When J.P. Morgan is unable to obtain a price from an internal or outside source for a particular ARS, the price
column on your statement will indicate "unpriced".
Valuations of over-the-counter derivative transactions, including certain derivatives-related deposit products, have been prepared on a mid-market basis. These valuations are sourced from the various
issuers of the securities or they are sourced from a third party valuation provider. J.P. Morgan expressly disclaims any responsibility for (1) the accuracy of the models or estimates used in deriving the
valuations, (2) any errors or omissions in computing or disseminating the valuations, and (3) any uses to which the valuations are put. Valuations are provided for information purposes only and are
intended solely for your own use. Please refer to the trade confirmation for details of each transaction.
Certain assets, including but not limited to, pooled and private investments, non-publicly traded and infrequently traded securities, derivatives, partnership interests and tangible assets are generally
illiquid. the value of such asset may have been provided to us by third parties who may or may not be independent of the issuer or manager. Such information is reflected as of the last date provided to
us, and is not independently verified.
In cases where we are unable to obtain a current market value from an internal or outside source for a particular security, the price column on your statement will indicate "unaiced". Although such
securities may have value, please note that the value of a security indicated as 'unpriced" will not be included in your overall current market value as reflected on the statement.
J.P. Morgan makes no representation, warranty or guarantee, express or implied, that any quoted value represents the actual terms at which securities could be bought or sold or new transactions could
be entered into, or the actual terms on which existing transactions or securities could be liquidated. Such values may only be indicative.
When we are unable to obtain a current value from an internal or outside source for a particular security, the price column on your statement will indicate "unpricee.
If a partial call is made with respect to an issue of securities included in your Accounts we will allocate the call by a method we deem fair and equitable.
To the extent applicable, please note the following regarding estimated annual income (EAI) and estimated yield (EY): EAI and EY for certain types of securities could include a return of principal or
capital gains in which case the EAI and EY would be overstated, EAI and EY are estimates and the actual income and yield might be lower or higher than the estimated amounts. EY reflects only the
income generated by an investment. II does not reflect changes in its price, which may fluctuate.
Offshore Deposits - London and Nassau
J.P.Morgan
Disclosures Page 1 of 3
Confidential Treatment Requested by JPMorgan
Chase
CONFIDENTIAL
JPM-SDNY-00018491
SDNY_GM_00287689
EFTA01495308
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For the Period 2/1/13 to 2/28/13
Contact your J.P. Morgan Team at one of the telephone numbers on the front of your statements or write us at J.P. Morgan. 500 Stanton Christiana Road, 1/OPS3, Newark, DE 19713-2107 as soon as
you can, if you think your statement is wrong or if you need more information about a transfer on the statement. We must hear from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared. (1) Tell us your name and account number. (2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an
error or why you need more information. (3) Tell us the dollar amount of the suspected error. We will investigate your complaint and will correct any error promptly. If we take more than 10 business
days (or 20 business days for new accounts) to do this, we will credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete
our investigation.
In Case of Errors or Questions About Non-Electronic Transfers (Checks or Deposits)
Contact JPMorgan Chase Bank. N.A. (-JPMCB") Member FDIC immediately if a statement is incorrect or if you need more information about any non-electronic transactions (checks or deposits) on this
statement. If any such error appears, you must notify the bank in writing as soon as possible after your statement was made available to you. For more complete details, see the applicable account
agreements and appendices that govern your account.
Deposit products and services are offered by JPMCB Member FDIC.
You must promptly advise your J.P.Morgan representative of material changes in your investment objectives or financial situation or if you wish to modify the management of your account. Unless you